Tamil Nadu Encumbrance Certificate Application Form
APPLICATION FOR ENCUMBRANCE CERTIFICATE
Encumbrance refers to a claim on property or assets, such as a mortgage. The encumbrance certificate is a legal document that serves as proof of free title / absolute ownership in real estate property transactions.
An encumbrance is a charge placed on any asset, however it is most commonly used in the context of real estate. A certificate of assurance that the property in question is free of any legal or monetary responsibility, such as a mortgage or an uncleared loan, is known as an encumbrance certificate, or EC.
If a person is intending to purchase a home, he or she should be aware of some of the fundamental paperwork that will be necessary to complete an efficient purchase. The following are some of the most essential papers in the real estate industry:
- Certificate of Occupancy (OC)
- Certificate of Completion (CC)
- Certificate of Encumbrance (EC)